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Pratical Guide for SME-VSE Entrepreneurs in Africa

Microfinance

Senegal

Microfinance is defined as the offer of financial services (savings, credit, insurance, ect.) towards the poorest. It is generally aimed at people carrying a profitable project when the latter have no access to the traditionak banking system. You will find below the list of the establishments whose behavior of the accounts and management of the files are clear and transparent

 
 
Africaire
phone
(+221) 33 869.74.01
adresse

 BP 2272 Dakar

description

 Small loans

 
Savings and credits mutual insurance company union
phone
(+221) 33.849.16.70
email
adresse

118, Av. André Peytavin, BP 23098 Dakar

description

french name: " Union des mutuelles d'epargne et de credit (UMECU -DEF)"


 


Together with the UNACOIS, the UMECU counts 40 base funds all over Senegal.


sectors: especially trade in the credit portofolio.


 


eligibility criteria: intrest rate 1,5 - 3% monthly, limit of 4 million, file fees

Access
 
Partnership for savings and credit mobilisation mutual innsurance company union
website
phone
(+221) 33.839.86.60
email
adresse

Siège PAMECAS cité Fadia, BP 153.54 Dakar

description

french name: " Union des mutuelles du partenariat pour la mobilisation de l'epargne et du credit"


membership conditions: membership request, membership rights: 1000 FCFA


* liberate a from social of 4000 FCFA


* intervention sectors: savings and credit, equipment, working capital, market prefinancing


* eligibility criteria: being a mutual insurance company member with a file granting credit for a SME;...

 
Unacois credit and savings mutual insurance company network (REMECU)
website
phone
(+221) 33 867 21 95
email
adresse

Cité Millionnaire 9, route de l'Aéroport Léopold S. Senghor

en face du Stade Amitié.


BP : 3698 DAKAR

description

french name: "Réseau des mutuelles d'épargne et de crédit de l'Unacois (REMECU)"


Eligibility criteria:


* being a member and having an account for at least 3 months


* save regularly, inspire confidence, be creditworthy


* having paid off totaly the anterior credits


* having in your account at least 20% of the asked amount


 

 
Network for savings funds and credits to women from Dakar
website
phone
(+221) 33 867 12 40
email
adresse

En face du Camp Sekou Mballo.Villa n°14.

Liberté 6 extension. BP 37143. Dakar

description

The network gathers 18 savings and credit mutual insurance companies, totalising more than 50 counters in the Thies  and Tambacounda regions. The network totalises more than 20 000 members. (30%men and 70%women)

Access
 
Alliance de Crédit et d'Epargne pour la Production (ACEP)
website
phone
(+221) 33.825.29.32/
email
adresse

Avenue Bourguiba, BP 5817 Dakar-Fann

description

 ACEP offers savings and credits for his members 

Access
 
Banque des Institutions Mutualistes d'Afrique de l'Ouest (BIMA
phone
+221 33 869.80.69
email
adresse

Mermoz Pyrotechnie VDN


BP 15098-CP 12524 Dakar

description

 Commercial Bank 

Access
 
Senegals mutual credit (CMS)
website
phone
(+221) 33.869.48.48
email
adresse

Rue de Fatick PE-17- ex rue des Ecrivains - Point E, BP 28052 Dakar

description

french name : crédit mutuel du Sénégal, CMS


 


intervention field: savings and credit for natural or legal persons

 

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